Well, called the financing company today and it looks like they just aren’t wording their letter very well. My payment is actually going down! Ok, by 95 cents a month, but hey down is down. Still a little bit puzzled though, one would think the contract couldn’t be changed either way without a lot of new paperwork. I guess mine is so new they haven’t got all the documentation on record, so I’ll call next week just to make sure everything is correct. Craziness. Back to enjoyment!